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I gotta agree with 5 quite a bit and the sad thing is we just give it away.
You look at a 401k statement and say woopee I made xxx.xx on an investment.
But the real price will be paid by your kids…and that’s what a lot of people say they are doing it all for.

Here’s something funny.
People will always do what is in their own best interest, but the problem is they don’t realize that what is in their own best interest is what is good for everyone not just themselves.